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Strategies

Ladder 36

The saving plan: a hundred dollars, a monthly payment, a target in three years.

Growth a year, after the fee
+7.0%
Index over the same window
+13.7%
Deepest fall from a peak
28.3%
Fills
32
Paid in commission
$1,176.35
Ended at, from $10,000.00
$19,252.46
Ladder 36 S&P 500 fund, held

03 January 2017 to 14 August 2026. Prices: Yahoo Finance daily closes.

The rule

Eighty percent shares and twenty percent bonds while the share index trades above its two-hundred-day average, and all bonds while it does not. The plan reaches its target on the monthly payment far more than on the return, and the calculator on the plan page shows exactly how the two split.

Last fills of the run

DayTickerSidePriceWhy
2026-06-01 AGG buy $98.68 SPY above its 200-day average
2026-06-01 SPY sell $758.54 SPY above its 200-day average
2025-09-02 AGG buy $98.87 SPY above its 200-day average
2025-09-02 SPY sell $640.27 SPY above its 200-day average
2024-07-01 AGG buy $96.25 SPY above its 200-day average
2024-07-01 SPY sell $545.34 SPY above its 200-day average
2024-02-01 AGG buy $99.37 SPY above its 200-day average
2024-02-01 SPY sell $489.20 SPY above its 200-day average
2022-12-01 SPY buy $407.38 SPY above its 200-day average
2022-12-01 AGG sell $98.88 SPY above its 200-day average
2022-05-02 AGG buy $102.13 SPY below its 200-day average, holding AGG
2022-05-02 SPY sell $414.48 SPY below its 200-day average, holding AGG